Is paying a bill with a credit card considered a purchase
Does paying bills with a credit card count as a purchase? Yes. With most credit cards, the only transactions that do not count as purchases (for the sake of earning rewards points, for example) are balance transfers, cash advances and using convenience checks.
Is it better to pay bills with credit or debit
If it’s more than a handful, life might be easier if you pay with a credit card. Instead, you can just put all your bills on your credit card and then make one large payment every month. However, if you use a debit card you will need to make sure funds are available.
Can I use my credit card to pay my mortgage
For example, Visa allows mortgage lenders to accept Visa debit and prepaid card payments; Mastercard allows the use of debit and credit cards for mortgage payments. But some credit card issuers don’t allow mortgage payments. Bank of America credit cards, for instance, cannot be used to pay a mortgage.